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		<title>Obama&#8217;s Past, He Is A Sexual Predator!!!!</title>
		<link>http://locke100.wordpress.com/2012/01/22/obamas-past-he-is-a-sexual-predator/</link>
		<comments>http://locke100.wordpress.com/2012/01/22/obamas-past-he-is-a-sexual-predator/#comments</comments>
		<pubDate>Sun, 22 Jan 2012 05:51:36 +0000</pubDate>
		<dc:creator>locke100</dc:creator>
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		<description><![CDATA[Sexual Harassment by obama!!! Jan 21, &#8217;12 11:36 PM for everyone I clicked on the link that was provided by sid, here is the link to his site as well http://sidramone.multiply.com/links/item/450/Obama_Accused_Of_Sexual_Harassment_At_Harvard_Law_Review?replies_read=1 Obama Accused Of Sexual Harassment At Harvard Law Review Rating: +108 (from 122 votes) Dear Followers, This is interesting, however Chris “TEEBALL” Mathews has [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=locke100.wordpress.com&amp;blog=416436&amp;post=180&amp;subd=locke100&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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<td><a href="http://unsupervisedmale.multiply.com/journal/item/163/Sexual_Harassment_by_obama" rel="bookmark">Sexual Harassment by obama!!!</a></td>
<td>Jan 21, &#8217;12 11:36 PM<br />
for everyone</td>
</tr>
</tbody>
</table>
<div id="item_body">
<div id="access"><span style="font-size:small;">I clicked on the link that was provided by sid, here is the link to his site as well<br />
<a href="http://sidramone.multiply.com/links/item/450/Obama_Accused_Of_Sexual_Harassment_At_Harvard_Law_Review?replies_read=1">http://sidramone.multiply.com/links/item/450/Obama_Accused_Of_Sexual_Harassment_At_Harvard_Law_Review?replies_read=1</a></span></div>
<h1>Obama Accused Of Sexual Harassment At Harvard Law Review</h1>
<div></div>
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<div id="gdsr_thumb_text_2315_a">Rating: <strong>+108</strong> (from 122 votes)</div>
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<p><span style="font-size:small;">Dear Followers,</span></p>
<p><span style="font-size:small;">This is interesting, however Chris “TEEBALL” Mathews has not reported it. Typical<br />
</span></p>
<p><span style="font-size:small;">During Barack Obama’s tenure as the president of the Harvard Law Review in the late 1980s, at least two male student editors complained to colleagues and senior university officials about inappropriate behavior by Obama, ultimately leaving their positions at the journal, multiple sources confirm to THE KANSAS CITIAN.</span></p>
<p><span style="font-size:small;">The men complained of sexually suggestive behavior by Obama that made them angry and uncomfortable, the sources said, and they signed agreements with the university that gave them financial payouts to leave the journal. The agreements also included language that bars the men from talking about their departures.</span></p>
<p><span style="font-size:small;">In a series of comments over the past 10 days, Obama and his administration repeatedly declined to respond directly about whether he ever faced allegations of sexual harassment at the journal. They have also declined to address questions about specific reporting confirming that there were financial settlements in two cases in which men leveled complaints.</span></p>
<p><span style="font-size:small;">THE KANSAS CITIAN has confirmed the identities of the two male journal editors who complained about Obama but, for privacy concerns, is not publishing their names.</span></p>
<p><span style="font-size:small;">White House spokesman Jay Carney told THE KANSAS CITIAN the president indicated to White House staff that he was “vaguely familiar” with the charges and that the university’s general counsel had resolved the matter.</span></p>
<p><span style="font-size:small;">Obama was president of the Harvard Law Review from late-1988 to mid-1989. THE KANSAS CITIAN learned of the allegations against him, and over the course of several weeks, has put together accounts of what happened by talking to a lengthy roster of former university officials, current and past students and others familiar with the workings of the journal at the time Obama was there.</span></p>
<p><span style="font-size:small;">In one case, THE KANSAS CITIAN has seen documentation describing the allegations and showing that the university formally resolved the matter. Both men received separation packages that were in the five-figure range.</span></p>
<p><span style="font-size:small;">On the details of Obama’s allegedly inappropriate behavior with the two men, THE KANSAS CITIAN has a half-dozen sources shedding light on different aspects of the complaints.</span></p>
<p><span style="font-size:small;">The sources — including the recollections of close associates and other documentation — describe episodes that left the men upset and offended. These incidents include conversations allegedly filled with innuendo or personal questions of a sexually suggestive nature, taking place at hotels during conferences, at other officially sanctioned journal events and at the journal’s offices. There were also descriptions of physical gestures that were not overtly sexual but that made men who experienced or witnessed them uncomfortable and that they regarded as improper in a professional relationship.</span></p>
<p><span style="font-size:small;">UPDATE: Third man comes forward to AP. </span></p>
<p><span style="font-size:small;">The AP:</span></p>
<p><span style="font-size:small;"> A third former editor says he considered filing a workplace complaint over what he considered aggressive and unwanted behavior by Barack Obama when he worked under the president in the 1991 at the University of Chicago. He says the behavior included a private invitation to his apartment.</span></p>
<p><span style="font-size:small;"> He worked for the University of Chicago when he was a Visiting Law and Government Fellow. He told The Associated Press that Obama made sexually suggestive remarks or gestures about the same time that the two editors of the Harvard Law Review had settled separate harassment complaints against him. The employee described situations in which he said Obama told him he had confided to colleagues how attractive he was and invited him to his apartment outside work. He spoke on condition of anonymity, saying he feared retaliation. The White House declined to comment. </span></p>
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		<title>Something Special!!!!!</title>
		<link>http://locke100.wordpress.com/2011/12/29/something-special/</link>
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		<pubDate>Thu, 29 Dec 2011 15:27:49 +0000</pubDate>
		<dc:creator>locke100</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[overseas]]></category>
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		<description><![CDATA[This is being posted a bit late but it is from a soldier overseas, so you can understand as to why its so late, here is the posting A very special Christmas message T&#8217;WAS THE NIGHT BEFORE CHRISTMAS, HE LIVED ALL ALONE, IN A ONE BEDROOM HOUSE, MADE OF PLASTER AND STONE. I HAD COME [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=locke100.wordpress.com&amp;blog=416436&amp;post=174&amp;subd=locke100&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>This is being posted a bit late but it is from a soldier overseas, so you can understand as to why its so late, here is the posting</p>
<p>A very special<br />
Christmas message<br />
 T&#8217;WAS THE NIGHT BEFORE CHRISTMAS,<br />
 HE LIVED ALL ALONE,</p>
<p> IN A ONE BEDROOM HOUSE,<br />
 MADE OF PLASTER AND STONE.</p>
<p> I  HAD COME DOWN<br />
THE CHIMNEY,<br />
 WITH PRESENTS TO GIVE,<br />
 AND TO SEE JUST WHO,<br />
 IN THIS HOME,<br />
DID LIVE.</p>
<p> I  LOOKED ALL ABOUT,<br />
 A STRANGE SIGHT I DID SEE,<br />
 NO TINSEL, NO PRESENTS,<br />
 NOT EVEN A TREE.</p>
<p> NO STOCKING BY MANTLE,<br />
 JUST BOOTS FILLED WITH SAND,<br />
 ON THE WALL HUNG PICTURES,<br />
 OF FAR DISTANT LANDS.</p>
<p> WITH MEDALS AND BADGES,<br />
 AWARDS OF ALL KINDS,<br />
 A SOBER THOUGHT,</p>
<p>CAME THROUGH MY MIND.</p>
<p> FOR THIS HOUSE WAS DIFFERENT,<br />
 IT WAS DARK AND DREARY,<br />
 I  FOUND THE HOME OF A SOLDIER,<br />
 ONCE  I COULD SEE CLEARLY.</p>
<p>THE SOLDIER LAY SLEEPING,<br />
 SILENT,  ALONE,<br />
 CURLED UP ON THE FLOOR,<br />
 IN THIS ONE BEDROOM HOME.<br />
 THE FACE WAS SO GENTLE,<br />
 THE ROOM IN  DISORDER,</p>
<p> NOT HOW I  PICTURED,<br />
 A TRUE BRITISH SOLDIER.</p>
<p> WAS THIS THE HERO,</p>
<p>OF WHOM I&#8217;D JUST READ?<br />
 CURLED UP ON A PONCHO,<br />
 THE FLOOR FOR A BED?<br />
I REALISED THE FAMILIES,<br />
 THAT I SAW THIS NIGHT,<br />
 OWED THEIR LIVES TO THESE<br />
SOLDIERS,<br />
 WHO WERE WILLING TO FIGHT.</p>
<p> SOON ROUND THE WORLD,<br />
 THE<br />
CHILDREN WOULD PLAY,<br />
 AND GROWN UPS WOULD CELEBRATE,<br />
 A BRIGHT CHRISTMAS<br />
DAY.</p>
<p> THEY ALL ENJOYED FREEDOM,<br />
 EACH MONTH OF THE YEAR,<br />
 BECAUSE OF<br />
THE SOLDIERS,<br />
 LIKE THE ONE LYING HERE.</p>
<p> I  COULDN&#8217;T HELP WONDER,<br />
 HOW<br />
MANY LAY ALONE,<br />
 ON A COLD CHRISTMAS EVE,<br />
 IN A LAND FAR FROM HOME.</p>
<p>THE VERY THOUGHT BROUGHT,<br />
 A TEAR TO MY EYE,<br />
I  DROPPED TO MY KNEES,</p>
<p>AND STARTED TO CRY.</p>
<p> THE SOLDIER AWAKENED,<br />
 AND I HEARD A ROUGH VOICE,</p>
<p> &#8220;SANTA DON&#8217;T CRY,<br />
 THIS LIFE IS MY CHOICE;</p>
<p> I  FIGHT FOR FREEDOM,<br />
I DON&#8217;T ASK FOR MORE,<br />
 MY LIFE IS MY GOD,<br />
 MY COUNTRY, MY CORPS..&#8221;</p>
<p>THE SOLDIER ROLLED OVER,<br />
 AND DRIFTED TO SLEEP,<br />
 I  COULDN&#8217;T CONTROL IT,</p>
<p>I CONTINUED TO WEEP.</p>
<p> I KEPT WATCH FOR HOURS,<br />
 SO SILENT AND STILL,</p>
<p>AND WE BOTH SHIVERED,<br />
 FROM THE COLD NIGHT&#8217;S CHILL.I DID NOT WANT TO LEAVE,</p>
<p> ON THAT COLD, DARK, NIGHT,<br />
THIS GUARDIAN OF HONOUR,<br />
 SO WILLING TO<br />
FIGHT.</p>
<p> THEN THE SOLDIER ROLLED OVER,<br />
 WITH A VOICE SOFT AND PURE,</p>
<p>WHISPERED, &#8220;CARRY ON SANTA,<br />
 IT&#8217;S CHRISTMAS DAY, ALL IS SECURE.&#8221;</p>
<p> ONE<br />
LOOK AT MY WATCH,<br />
 AND I KNEW HE WAS RIGHT.<br />
 &#8220;MERRY CHRISTMAS MY FRIEND,</p>
<p>AND TO ALL A GOOD  NIGHT.&#8221;</p>
<p> This poem was written by a Peace keeping soldier stationed overseas.<br />
 The following is his request. I think it is reasonable</p>
<p> PLEASE. Would you do me the kind favour of POSTING  this<br />
to as many &gt;&gt; people as  you can? Christmas will be coming soon and some credit is due to all  of the  service men and women for our being able to celebrate these  festivities. Let&#8217;s &gt;&gt; try in this small way to pay a tiny bit of what we owe. Make people stop and<br />
 think of our heroes, living and dead, who sacrificed themselves for  us.<br />
 Please, do your small part<br />
to plant this small seed.</p>
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		<title>The Left And the Democrats Live In Fear Of Cain&#8230;&#8230;&#8230;</title>
		<link>http://locke100.wordpress.com/2011/11/11/the-left-and-the-democrats-live-in-fear-of-cain/</link>
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		<pubDate>Fri, 11 Nov 2011 06:27:58 +0000</pubDate>
		<dc:creator>locke100</dc:creator>
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		<description><![CDATA[DAVID AXELROD&#8217;S PATTERN OF SEXUAL MISBEHAVIOR November 9, 2011 Herman Cain has spent his life living and working all over the country &#8212; Indiana, Georgia, Minnesota, Nebraska, Kansas, Washington, D.C. &#8212; but never in Chicago. So it&#8217;s curious that all the sexual harassment allegations against Cain emanate from Chicago: home of the Daley machine and [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=locke100.wordpress.com&amp;blog=416436&amp;post=176&amp;subd=locke100&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<h3>DAVID AXELROD&#8217;S PATTERN OF SEXUAL MISBEHAVIOR</h3>
<div>November 9, 2011</div>
<p>Herman Cain has spent his life living and working all over the country &#8212; Indiana, Georgia, Minnesota, Nebraska, Kansas, Washington, D.C. &#8212; but never in Chicago.</p>
<p>So it&#8217;s curious that all the sexual harassment allegations against Cain emanate from Chicago: home of the Daley machine and Obama consigliere David Axelrod.</p>
<p>Suspicions had already fallen on Sheila O&#8217;Grady, who is close with David Axelrod and went straight from being former Chicago mayor Richard M. Daley&#8217;s chief of staff to president of the Illinois Restaurant Association (IRA), as being the person who dug up Herman Cain&#8217;s personnel records from the National Restaurant Association (NRA).</p>
<p>The Daley-controlled IRA works hand-in-glove with the NRA. And strangely enough, Cain&#8217;s short, three-year tenure at the NRA is evidently the only period in his decades-long career during which he&#8217;s alleged to have been a sexual predator.</p>
<p>After O&#8217;Grady&#8217;s name surfaced in connection with the miraculous appearance of Cain&#8217;s personnel files from the NRA, she issued a Clintonesque denial of any involvement in producing them &#8212; by vigorously denying that she knew Cain when he was at the NRA. (Duh.)</p>
<p>And now, after a week of conservative eye-rolling over unspecified, anonymous accusations against Cain, we&#8217;ve suddenly got very specific sexual assault allegations from an all-new accuser out of &#8230; Chicago.</p>
<p>Herman Cain has never lived in Chicago. But you know who has? David Axelrod! And guess who lived in Axelrod&#8217;s very building? Right again: Cain&#8217;s latest accuser, Sharon Bialek.</p>
<p>Bialek&#8217;s accusations were certainly specific. But they also demonstrated why anonymous accusations are worthless.</p>
<p>Within 24 hours of Bialek&#8217;s press conference, friends and acquaintances of hers stepped forward to say that she&#8217;s a &#8220;gold-digger,&#8221; that she was constantly in financial trouble &#8212; having filed for personal bankruptcy twice &#8212; and, of course, that she had lived in Axelrod&#8217;s apartment building at 505 North Lake Shore Drive, where, she admits, she knew the man The New York Times calls Obama&#8217;s &#8220;hired muscle.&#8221;</p>
<p>Throw in some federal tax evasion, and she&#8217;s Obama&#8217;s next Cabinet pick.</p>
<p>The reason all this is relevant is that both Axelrod and Daley have a history of smearing political opponents by digging up claims of sexual misconduct against them.</p>
<p>John Brooks, Chicago&#8217;s former fire commissioner, filed a lawsuit against Daley six months ago claiming Daley threatened to smear him with sexual harassment accusations if Brooks didn&#8217;t resign. He resigned &#8212; and the sexual harassment allegations were later found to be completely false.</p>
<p>Meanwhile, as extensively detailed in my book &#8220;Guilty: Liberal &#8216;Victims&#8217; and Their Assault on America,&#8221; the only reason Obama became a U.S. senator &#8212; allowing him to run for president &#8212; is that David Axelrod pulled sealed divorce records out of a hat, first, against Obama&#8217;s Democratic primary opponent, and then against Obama&#8217;s Republican opponent.</p>
<p>One month before the 2004 Democratic primary for the U.S. Senate, Obama was way down in the polls, about to lose to Blair Hull, a multimillionaire securities trader.</p>
<p>But then The Chicago Tribune &#8212; where Axelrod used to work &#8212; began publishing claims that Hull&#8217;s second ex-wife, Brenda Sexton, had sought an order of protection against him during their 1998 divorce proceedings.</p>
<p>From then until Election Day, Hull was embroiled in fighting the allegation that he was a &#8220;wife beater.&#8221; He and his ex-wife eventually agreed to release their sealed divorce records. His first ex-wife, daughters and nanny defended him at a press conference, swearing he was never violent. During a Democratic debate, Hull was forced to explain that his wife kicked him and he had merely kicked her back.</p>
<p>Hull&#8217;s substantial lead just a month before the primary collapsed with the nonstop media attention to his divorce records. Obama sailed to the front of the pack and won the primary. Hull finished third with 10 percent of the vote.</p>
<p>Luckily for Axelrod, Obama&#8217;s opponent in the general election had also been divorced.</p>
<p>The Republican nominee was Jack Ryan, a graduate of Dartmouth and Harvard law and business schools, who had left his lucrative partnership at Goldman Sachs to teach at an inner-city school on the South Side of Chicago.</p>
<p>But in a child custody dispute some years earlier, Ryan&#8217;s ex-wife, Hollywood sex kitten Jeri Lynn Ryan, had alleged that, while the couple was married, Jack had taken her to swingers clubs in Paris and New York.</p>
<p>Jack Ryan adamantly denied the allegations. In the interest of protecting their son, he also requested that the records be put permanently under seal.</p>
<p>Axelrod&#8217;s courthouse moles obtained the &#8220;sealed&#8221; records and, in no time, they were in the hands of every political operative in Chicago. Knowing perfectly well what was in the records, Chicago Tribune attorneys flew to California and requested that the court officially &#8220;unseal&#8221; them &#8212; over the objections of both Jack and Jeri Ryan.</p>
<p><em>Your honor, who knows what could be in these records!</em></p>
<p>A California judge ordered them unsealed, which allowed newspapers to publish the salacious allegations, and four days later, Ryan dropped out of the race under pressure from idiot Republicans (who should be tracked down and shot).</p>
<p>With a last-minute replacement of Alan Keyes as Obama&#8217;s Republican opponent, Obama was able to set an all-time record in an Illinois Senate election, winning with a 43 percent margin.</p>
<p>And that&#8217;s how Obama became a senator four years after losing a congressional race to Bobby Rush. (In a disastrous turn of events, Rush was not divorced.)</p>
<p>Axelrod destroyed the only two men who stood between Obama and the Senate with illicitly obtained, lurid allegations from their pasts.</p>
<p>In 2007, long after Obama was safely ensconced in the U.S. Senate, The New York Times reported: &#8220;The Tribune reporter who wrote the original piece (on Hull&#8217;s sealed divorce records) later acknowledged in print that the Obama camp had &#8216;worked aggressively behind the scenes&#8217; to push the story.&#8221;</p>
<p>Some had suggested, the Times article continued, that Axelrod had &#8220;an even more significant role &#8212; that he leaked the initial story.&#8221;</p>
<p>This time, Obama&#8217;s little helpers have not only thrown a bomb into the Republican primary, but are hoping to destroy the man who deprives the Democrats of their only argument in 2012: If you oppose Obama, you must be a racist.</p>
<p>COPYRIGHT 2011 ANN COULTER<br />
DISTRIBUTED BY UNIVERSAL UCLICK<br />
1130 Walnut St., Kansas City, MO 64106; 816-581-7500</p>
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		<title>THE TRUTH AND NO LIES</title>
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		<pubDate>Sun, 06 Nov 2011 00:54:02 +0000</pubDate>
		<dc:creator>locke100</dc:creator>
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		<description><![CDATA[This is about past and current presidents and how they treated and mistreated the Secret Service agents who take an oath to protect the President even if it means to give their life to do so&#8230;&#8230;&#8230;&#8230;&#8230;. CLICK ON THIS LINK<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=locke100.wordpress.com&amp;blog=416436&amp;post=171&amp;subd=locke100&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>This is about past and current presidents and how they treated and mistreated the Secret Service agents who take an oath to protect the</p>
<p>President even if it means to give their life to do so&#8230;&#8230;&#8230;&#8230;&#8230;.</p>
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		<title>The Real Truth Is Exposed About The Housing Bubble!!!!</title>
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		<pubDate>Sat, 05 Nov 2011 18:18:42 +0000</pubDate>
		<dc:creator>locke100</dc:creator>
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		<description><![CDATA[This ties the C.R.A. bill signed into law in 1976, bill clintons secret commission that found their findings on false information and used the findings as a loaded gun to the banking, savings and loans and the mortgage companies.  It is these two actions that created and caused the abuses and the economy that we [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=locke100.wordpress.com&amp;blog=416436&amp;post=169&amp;subd=locke100&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<h1>This ties the C.R.A. bill signed into law in 1976, bill clintons secret commission that found their</h1>
<h1>findings on false information and used the findings as a loaded gun to the banking, savings and loans</h1>
<h1>and the mortgage companies.  It is these two actions that created and caused the abuses and the</h1>
<h1>economy that we have today, it can be laid at the feet of the Democrats and obama is taking it even</h1>
<h1>more to the left of the left&#8230;&#8230;&#8230;&#8230;</h1>
<h1></h1>
<h1>Smoking-Gun Document Ties Policy To Housing Crisis</h1>
<p>By <a href="http://www.investors.com/Search/SearchResults.aspx?source=filterSearch&amp;Ntt=PAUL+SPERRY&amp;Nr=OR%28Author%3aPAUL+SPERRY%2cAuthor%3aPaul+Sperry%29">PAUL SPERRY</a>, FOR INVESTOR&#8217;S BUSINESS DAILY Posted 10/31/2011 08:05 AM ET</p>
<div><a href="http://news.investors.com/PhotoPopup.aspx?path=WEBhud1101.jpg&amp;docId=589858&amp;xmpSource=&amp;width=800&amp;height=662&amp;caption=" target="_blank"><img src="http://www.investors.com/image/WEBhud1101_345.jpg.cms" alt="" width="345" height="285" /></a> <a href="http://news.investors.com/PhotoPopup.aspx?path=WEBhud1101.jpg&amp;docId=589858&amp;xmpSource=&amp;width=800&amp;height=662&amp;caption=" target="_blank">View Enlarged Image</a></p>
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<p>President Obama says the Occupy Wall Street protests show a &#8220;broad-based frustration&#8221; among Americans with the financial sector, which continues to kick against regulatory reforms three years after the financial crisis.</p>
<p>&#8220;You&#8217;re seeing some of the same folks who acted irresponsibly trying to fight efforts to crack down on the abusive practices that got us into this in the first place,&#8221; he complained earlier this month.</p>
<p>But what if government encouraged, even invented, those &#8220;abusive practices&#8221;?</p>
<p>Rewind to 1994. That year, the federal government declared war on an enemy — the racist lender — who officials claimed was to blame for differences in homeownership rate, and launched what would prove the costliest social crusade in U.S. history.</p>
<p>At President Clinton&#8217;s direction, no fewer than 10 federal agencies issued a chilling ultimatum to banks and mortgage lenders to ease credit for lower-income minorities or face investigations for lending discrimination and suffer the related adverse publicity. They also were threatened with denial of access to the all-important secondary mortgage market and stiff fines, along with other penalties.</p>
<p><strong>Bubble? Regulators Blew It</strong></p>
<p>The threat was codified in a 20-page <a href="http://www.ots.treas.gov/_files/25022.pdf">&#8220;Policy Statement on Discrimination in Lending&#8221;</a> and entered into the Federal Register on April 15, 1994, by the Interagency Task Force on Fair Lending. Clinton set up the little-known body to coordinate an unprecedented crackdown on alleged bank redlining.</p>
<p>The edict — completely overlooked by the Financial Crisis Inquiry Commission and the mainstream media — was signed by then-HUD Secretary Henry Cisneros, Attorney General Janet Reno, Comptroller of the Currency Eugene Ludwig and Federal Reserve Chairman Alan Greenspan, along with the heads of six other financial regulatory agencies.</p>
<p>&#8220;The agencies will not tolerate lending discrimination in any form,&#8221; the document warned financial institutions.</p>
<p>Ludwig at the time stated the ruling would be used by the agen cies as a fair-lending enforcement &#8220;tool,&#8221; and would apply to &#8220;all lenders&#8221; — including banks and thrifts, credit unions, mortgage brokers and finance companies.</p>
<p>The unusual full-court press was predicated on a Boston Fed study showing mortgage lenders rejecting blacks and Hispanics in greater proportion than whites. The author of the 1992 study, hired by the Clinton White House, claimed it was racial &#8220;discrimination.&#8221; But it was simply good underwriting.</p>
<p>It took private analysts, as well as at least one FDIC economist, little time to determine the Boston Fed study was terminally flawed. In addition to finding embarrassing mistakes in the data, they concluded that more relevant measures of a borrower&#8217;s credit history — such as past delinquencies and whether the borrower met lenders credit standards — explained the gap in lending between whites and blacks, who on average had poorer credit and higher defaults.</p>
<p>The study did not take into account a host of other relevant data factoring into denials, including applicants&#8217; net worth, debt burden and employment record. Other variables, such as the size of down payments and the amount of the loans sought to the value of the property being bought, also were left out of the analysis. It also failed to consider whether the borrower submitted information that could not be verified, the presence of a cosigner and even the loan amount.</p>
<p>When these missing data were factored in, it became clear that the rejection rates were based on legitimate business decisions, not racism.</p>
<p>Still, the study was used to support a wholesale abandonment of traditional underwriting standards — the root cause of the mortgage crisis.</p>
<p>For the first time, Washington&#8217;s bank regulators put racial lending at the top of their checklist. Banks that failed to throw open their lending windows to credit-poor minorities were denied expansion plans by the Fed in an era of frenzied financial mergers and acquisitions. HUD threatened to deny them access to Fannie Mae and Freddie Mac, which it controlled. And the Justice Department sued them for lending discrimination and branded them as racists in the press.</p>
<p>&#8220;HUD is authorized to direct Fannie Mae and Freddie Mac to undertake various remedial actions, including suspension, probation, reprimand or settlement, against lenders found to have engaged in discriminatory lending practices,&#8221; the official policy statement warned.</p>
<p>The regulatory missive, which had the effect of law, advised lenders to bend &#8220;customary&#8221; underwriting standards for minority homebuyers with poor credit.</p>
<p>&#8220;Applying different lending standards to applicants who are members of a protected class is permissible,&#8221; it said. &#8220;In addition, providing different treatment to applicants to address past discrimination would be permissible.&#8221;</p>
<p>To that end, lenders were directed to &#8220;make changes in marketing strategy or loan products to better serve minority segments of the market.&#8221; They were also advised to &#8220;change commission structures&#8221; to encourage brokers and loan officers to &#8220;lend in minority and low-income neighborhoods&#8221; — a practice Countrywide Financial, the poster boy of the subprime scandal, perfected. The government now condemns the practice it once encouraged as &#8220;predatory.&#8221;</p>
<p>FDIC warned banks that even unintentional discrimination was against the law, and that they should be proactive in making &#8220;multicultural&#8221; loans. &#8220;An ounce of prevention is worth a pound of cure,&#8221; the agency said in a separate advisory.</p>
<p>Confronted with the combined force of 10 federal regulators, lenders naturally toed the line, and were soon aggressively marketing subprime mortgages in urban areas. The marching orders threw such a scare into the industry that the American Bankers Association issued a &#8220;fair-lending tool kit&#8221; to every member. The Mortgage Bankers Association of America signed a &#8220;fair-lending&#8221; contract with HUD. So did Countrywide.</p>
<p>HUD also pushed Fannie and Freddie, which in effect set industry underwriting standards, to buy subprime mortgages, freeing lenders to originate even more high-risk loans.</p>
<p>&#8220;Lenders should ensure that their loan processors and underwriters are aware of the provisions of the secondary market guidelines that provide various alternative and flexible means by which applicants may demonstrate their ability and willingness to repay their loans,&#8221; the policy statement decreed.</p>
<p>&#8220;Fannie Mae and Freddie Mac not infrequently purchase mortgages exceeding the suggested ratios&#8221; of monthly housing expense to income (28%) and total obligations to income (36%).</p>
<p>It warned lenders who rejected minority applicants with high debt ratios and low credit scores to &#8220;be prepared&#8221; to prove to federal regulators and prosecutors they weren&#8217;t racist. &#8220;The Department of Justice is authorized to use the full range of its enforcement authority.&#8221;</p>
<p>It took a little more than a decade for the negative effects of the assault on prudent lending to be felt. By 2006, the shaky subprime mortgages began to default. In 2008, the bubble exploded.</p>
<p>Clinton&#8217;s task force survived the Bush administration, during which it produced fair-lending brochures in Spanish for immigrant home-loan applicants.</p>
<p>And it&#8217;s still alive today. Obama is building on the fair-lending infrastructure Clinton put in place.</p>
<p>As IBD first reported in July, Attorney General Eric Holder has <a href="http://www.investors.com/NewsAndAnalysis/Article/577794/201107081851/DOJ-Begins-Bank-Witch-Hunt.htm">launched a witch hunt</a> vs. &#8220;racist&#8221; banks.</p>
<p>&#8220;It&#8217;s a more aggressive fair-lending enforcement approach now,&#8221; said Washington lawyer Andrew Sandler of Buckley Sandler LLP in a recent interview. &#8220;It is well beyond anything we saw during the Clinton administration.&#8221;</p>
<p>Tom Perez, assistant attorney general for civil rights, recently testified that his division &#8220;continues to participate in the federal Interagency Fair Lending Task Force.&#8221; And he and the task force are working with the newly created Consumer Financial Protection Bureau to &#8220;enhance fair-lending enforcement.&#8221;</p>
<p>The fair-lending task force&#8217;s original policy paper undercuts the notion the financial crisis was all about banker &#8220;greed,&#8221; though it certainly played a role after the fact. Rather, it offers compelling evidence that the crisis evolved chiefly from government mandates and threats to increase lending to applicants who could not afford them.</p>
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		<title>C.L. Bryant Speaks The Truth&#8230;&#8230;&#8230;&#8230;..</title>
		<link>http://locke100.wordpress.com/2011/10/31/c-l-bryant-speaks-the-truth/</link>
		<comments>http://locke100.wordpress.com/2011/10/31/c-l-bryant-speaks-the-truth/#comments</comments>
		<pubDate>Mon, 31 Oct 2011 11:02:15 +0000</pubDate>
		<dc:creator>locke100</dc:creator>
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		<guid isPermaLink="false">http://locke100.wordpress.com/?p=167</guid>
		<description><![CDATA[&#160; Okay I will try and repost this for some reason my last posting of these two movie trailers have vanished The gentleman in the movie called runaway slave is C.L. Bryant he was a former NAACP chapter president who woke up and just saw exactly what the democratic party was doing to all blacks [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=locke100.wordpress.com&amp;blog=416436&amp;post=167&amp;subd=locke100&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<span style="text-align:center; display: block;"><a href="http://locke100.wordpress.com/2011/10/31/c-l-bryant-speaks-the-truth/"><img src="http://img.youtube.com/vi/55aujTwuJY8/2.jpg" alt="" /></a></span>
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<p>&nbsp;</p>
<p>Okay I will try and repost this for some reason my last posting of these two movie trailers have vanished</p>
<p>The gentleman in the movie called runaway slave is C.L. Bryant he was a former NAACP chapter president</p>
<p>who woke up and just saw exactly what the democratic party was doing to all blacks and people of color</p>
<p>to keep them in their place aka the plantation, for the past 35 years the democrats have as Mr Bryant put</p>
<p>it have the blacks trained in economic slavery and set up to fail once they get you into the govt system&#8230;&#8230;&#8230;&#8230;..</p>
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		<title>IT&#8217;S SURPRISING THE TEACHER GOT PERMISSION FOR THIS</title>
		<link>http://locke100.wordpress.com/2011/10/29/its-surprising-the-teacher-got-permission-for-this/</link>
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		<pubDate>Sat, 29 Oct 2011 12:37:43 +0000</pubDate>
		<dc:creator>locke100</dc:creator>
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		<guid isPermaLink="false">http://locke100.wordpress.com/?p=159</guid>
		<description><![CDATA[Back in September of 2005, on the first day of school, Martha Cothren, a social studies school teacher at Robinson High School in Little Rock, did something not to be forgotten.  On the first day of school, with the permission of the school superintendent, the principal and the building supervisor, she removed all of the [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=locke100.wordpress.com&amp;blog=416436&amp;post=159&amp;subd=locke100&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p style="text-align:left;"><strong><span style="font-size:small;">Back in September of 2005, on the first day of school, Martha Cothren, a social studies school teacher at Robinson High School in Little Rock, did something not to be forgotten.  On the first day of school, with the permission of the school superintendent, the principal and the building supervisor, she removed all of the desks out of her classroom.</span> </strong></p>
<p style="text-align:left;"><strong><span style="font-size:small;">When the first period kids entered the room they discovered that there were no desks.</span> </strong></p>
<p style="text-align:left;"><strong><span style="font-size:small;">&#8216;Ms. Cothren, where’re our desks?&#8217;</span> </strong></p>
<p style="text-align:left;"><strong><span style="font-size:small;">She replied, &#8216;You can&#8217;t have a desk until you tell me how you earn the right to sit at a desk.&#8217;</span> </strong></p>
<p style="text-align:left;"><strong><span style="font-size:small;">They thought, ’Well, maybe it&#8217;s our grades.&#8217;</span> </strong></p>
<p style="text-align:left;"><strong><span style="font-size:small;">&#8216;No,&#8217; she said.</span> </strong></p>
<p style="text-align:left;"><strong><span style="font-size:small;">&#8216;Maybe it&#8217;s our behavior.&#8217;</span> </strong></p>
<p style="text-align:left;"><strong><span style="font-size:small;">She told them, ’No, it&#8217;s not even your behavior.&#8217;</span> </strong></p>
<p style="text-align:left;"><strong><span style="font-size:small;">And so, they came and went, the first period, second period, third period. Still no desks in the classroom.</span> </strong></p>
<p style="text-align:left;"><strong><span style="font-size:small;">By early afternoon television news crews had started gathering in Ms. Cothren&#8217;s classroom to report about this crazy teacher who had taken all the desks out of her room.</span></strong></p>
<p style="text-align:left;"><strong>The final period of the day came and as the puzzled students found seats on the floor of the deskless classroom, Martha Cothren said, &#8216;Throughout the day no one has been able to tell me just what he/she has done to earn the right to sit at the desks that are  ordinarily found in this classroom. Now I am going to tell you.&#8217; </strong></p>
<p style="text-align:left;"><strong><span style="font-size:small;">At this point, Martha Cothren went over to the door of her classroom and opened it.</span> </strong></p>
<p style="text-align:left;"><strong><span style="font-size:small;">Twenty-seven  (27) U.S. Veterans, all in uniforms, walked  into that classroom, each one  carrying a school desk. The Vets began placing the school desks in rows, and then they would walk over and  stand alongside the wall. By the time the last soldier had set the final desk in place those kids started  to understand, perhaps for the first time in their lives, just how the right to sit at those desks had been earned&#8230;</span> </strong></p>
<p style="text-align:left;"><strong><span style="font-size:small;">Martha said, &#8216;You didn&#8217;t earn the  right to sit at these  desks. These heroes did it for you. They placed the desks here for you. Now, it&#8217;s up to  you to sit in them.  It is your responsibility to learn, to be good students, to be good citizens. They paid the price so that you could have the freedom to get an  education. Don&#8217;t ever forget  it.&#8217;</span></strong></p>
<p style="text-align:left;">
<p style="text-align:left;"><strong>This is being reposted from another persons blog on another site here is the link the person gave me persmission to repost</strong></p>
<p style="text-align:left;"><strong>Because of her actions I am pretty sure the national teachers union has a target painted on her back for doing the right thing called educating the students and not indoctrinating them</strong></p>
<p style="text-align:left;"><a href="http://ginsback.multiply.com/journal/item/225?mark_read=ginsback:journal:225&amp;replies_read=2&amp;goto=2#reply2">LINK</a></p>
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		<title>To My Stalker</title>
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		<pubDate>Wed, 28 Sep 2011 21:53:55 +0000</pubDate>
		<dc:creator>locke100</dc:creator>
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		<description><![CDATA[This post is to My stalker she knows who she is, last I have any knowledge of where she was living was in the twin cities, in Minnesota.  Since it ended back in December she has done every thing under the sun to get in contact with me, I tried being nice to her a [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=locke100.wordpress.com&amp;blog=416436&amp;post=152&amp;subd=locke100&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>This post is to My stalker she knows who she is, last I have any knowledge of where she was living was in the twin cities, in Minnesota.  Since it ended back in December she has done every thing</p>
<p>under the sun to get in contact with me, I tried being nice to her a month ago, by helping her out with some cash, but I was not fast enough in responding to what she needed and then proceeded</p>
<p>to rip me for not helping fast enough.  So I said forget it and told her that any future emails from her would be considered to be nothing but spam.  Since then she has some how gotten a hold of</p>
<p>my personal information and has her latest sex partner posing as me trying to open up joint accounts in her name and in mine, but so far she has failed.  Thank heavens for that she has failed</p>
<p>she is now trying to ruin me financially.</p>
<p>&nbsp;</p>
<p>I have one thing to ask her and I know she reads this because she is hoping that I will write something lurid about her and or post pictures of her, but I am unable to do that because</p>
<p>she has all the pictures that I had and I am glad that I am done with her and far from her and safe from her fits of rage and anger.  She is a very violent and angry female who when she</p>
<p>does not get her way she beats a person physically up.  Please ms tandy christina rae duda, I am asking you to leave me alone and cease and desist in trying to open up joint accounts or</p>
<p>putting your utility bills in my name it will not work.</p>
<p>&nbsp;</p>
<p>You know that I am on the west side of Montana far enough away from you so that you will not bother me, but please LEAVE me alone, I have no interest in you what so ever, I tried to help you</p>
<p>and even willing to marry you at one time, THANK GOD that never did happen.  I have asked Wellsfargo to repo the car since the loan is tied to the car and I have proof that the car was purchased</p>
<p>with MY funds, I have also informed the state that you do not have car insurance and posted to the state the car, make and license plates.  again PLEASE, LEAVE ME ALONE, I have no interest in</p>
<p>getting back with you, all you are is a financial drain because you always lie about everything.</p>
<p>&nbsp;</p>
<p>If I get called one more time that you are attempting to open up a joint account of any kind, I will refer your full name to the police for trying to steal my identity</p>
<p>I have made sure that I have no reason to ever go back to MN due to that you are dangerous and a violent person.</p>
<p>&nbsp;</p>
<p>LEAVE my daughters alone as well, and from what I have seen on ZABA Search just the other day, you have been very busy lady, stealing and such</p>
<p>if I have to I will post what I have found on zabasearch</p>
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		<title>THE REAL MESS</title>
		<link>http://locke100.wordpress.com/2011/08/10/the-real-mess/</link>
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		<pubDate>Wed, 10 Aug 2011 14:56:18 +0000</pubDate>
		<dc:creator>locke100</dc:creator>
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		<description><![CDATA[What many people do not know is the real history of the problems we are having today and it was signed into law by jimmy (peanut farmer) carter in 1977 here&#8217;s the first link and on the right side is a map that the law was based out that is how the term red lining [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=locke100.wordpress.com&amp;blog=416436&amp;post=144&amp;subd=locke100&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><span style="font-size:small;">What many people do not know is the real history of the problems we are having today and it was signed into law by jimmy (peanut farmer) carter in 1977 <a href="http://en.wikipedia.org/wiki/Community_Reinvestment_Act">here&#8217;s the first link </a>and on the right side is a map that the law was based out that is how the term red lining was created it was showing banks where the safe loans could be repaid and the red areas were showing much riskier areas.</span></p>
<p>Thus created the first banking crisis back in the late 1980&#8242;s the S&amp;L&#8217;s debacle the community activists boycotted and attacked the S&amp;L&#8217;s banks to charge them with red lining and deceit and deceptive loan process.  Because the S&amp;L&#8217;s banks were receiving insurance money from the FDIC  that made the banks liable if they were ever sued in court.</p>
<p><strong>Timeline of the Housing Crisis</strong></p>
<div><span style="font-size:small;"> </span></div>
<div><span style="font-size:small;">These are the leading culprits who actually caused the subprime</span></div>
<p><span style="font-size:small;">mortgage collapse which then caused the current worldwide deep recession</span></p>
<p>1. Jimmy Carter pushed for and signed into law the<br />
Community Reinvestment Act which forced banks to<br />
lower their standards so that previously unqualified<br />
people could get a mortgage.</p>
<p>2. Bill Clinton then doubled-down on the Community Reinvestment<br />
Act and greatly lowered mortgage standards to<br />
allow a lot more unqualified borrowers to get loans.</p>
<p>3. Bill Clinton’s Attorney General, Janet Reno, then intimidated<br />
banks with threats of legal action if they<br />
did not give loans to unqualified borrowers who<br />
would not have the income to pay the loans back.</p>
<p>4. A member of the Clinton administration, Franklin Raines<br />
was then put in charge of Fannie Mae by Bill Clinton. Fannie<br />
Mae bought up a majority of the bad loans made by<br />
banks to unqualified borrowers. Raines then falsified Fannie<br />
Mae financial reports so he could collect bonuses<br />
which totaled over $90 million for 5 years.</p>
<p>5. Senator Chris Dodd, head of the Senatorial Financial<br />
Committee, suppressed efforts by President<br />
George W. Bush and congressional Republicans to<br />
rein in the corruption at Fannie Mae and Freddie Mac.<br />
He got a very favorable loan by a bank associated<br />
with Fannie Mae and Freddie Mac. He got large political<br />
campaign contributions from Fannie Mae and<br />
Freddie Mac.</p>
<p>6. Barney Frank, head of the House of Representatives<br />
Banking Committee, also suppressed efforts by President<br />
George W. Bush and Congressional Republicans to<br />
investigate corruption at Fannie Mae and Freddie Mac.</p>
<p>7. Barack Obama, while he was an attorney, filed lawsuits<br />
against banks on behalf of ACORN in order to<br />
force banks to give loans to people who could not afford<br />
to pay them back. Obama, while he was a U.S.<br />
Senator, also suppressed efforts by President George<br />
W. Bush and Republican Congressmen to investigate<br />
and rein in Fannie Mae and Freddie Mac.</p>
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		<title>BIZARRE or WHAT?????</title>
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		<pubDate>Wed, 10 Aug 2011 09:23:08 +0000</pubDate>
		<dc:creator>locke100</dc:creator>
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		<description><![CDATA[I-45N at Airline closed overnight after bizarre gravel truck wreck by khou.com staff, Kevin Reece / KHOU 11 News khou.com Posted on August 9, 2011 at 5:54 PM Updated yesterday at 12:07 AM Related: Raw video: Bizarre big rig wreck shuts down traffic at I-45 N and Airline Photos: Bizarre big rig wreck shuts down [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=locke100.wordpress.com&amp;blog=416436&amp;post=142&amp;subd=locke100&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<div>
<h1>I-45N at Airline closed overnight after bizarre gravel truck wreck</h1>
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<p>by khou.com staff, Kevin Reece / KHOU 11 News</p>
<p>khou.com</p>
<p>Posted on August 9, 2011 at 5:54 PM</p>
<p>Updated yesterday at 12:07 AM</p>
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<h5>Related:</h5>
<ul>
<li><a title="Raw video: Bizarre big rig wreck shuts down traffic at I-45 N and Airline" href="http://www.khou.com/video/featured-videos/Raw-video-Bizarre-big-rig-wreck-shuts-down-traffic-at-I-45-N-and-Airline-127344138.html" rel="bookmark">Raw video: Bizarre big rig wreck shuts down traffic at I-45 N and Airline</a></li>
<li><a title="Photos: Bizarre big rig wreck shuts down traffic at I-45 N and Airline " href="http://www.khou.com/news/slideshows/Photos--127341168.html" rel="bookmark">Photos: Bizarre big rig wreck shuts down traffic at I-45 N and Airline </a></li>
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<h5>Gallery</h5>
<p><a href="http://www.khou.com/news/local/Traffic-Alert-Semi-truck-wreck-shuts-down-traffic-at-I-45-N-and-Airline-127339658.html?gallery=y&amp;c=y">See all 5 photos »</a></p>
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<p>&nbsp;</p>
<p>HOUSTON – All main lanes of Interstate 45 North at Airline are expected to be shut down overnight after a bizarre wreck involving an 18-wheeler.</p>
<p>Air 11 video showed the gravel truck&#8217;s trailer leaning against the overhead beam that holds up the Airline exit sign. The cab of the big rig separated from the trailer and came to a stop ahead. Severed lines spread hydraulic fluid all over the freeway.</p>
<p>The driver said the dump truck’s trailer began to rise as he drove down the freeway and he didn’t notice until about 5:30 p.m. when it slammed into the freeway sign overhead.</p>
<p>No one was hurt.</p>
<p>Traffic was backed up for miles after the wreck. Drivers in the lanes behind the truck were not allowed to exit. TxDOT did not want to take any chances because they did not know if the exit sign was stable.</p>
<p>Many of the drivers who were stuck in the traffic mess couldn’t believe their eyes.</p>
<p>&#8220;Wow, that&#8217;s wild I can&#8217;t believe it,” said Ronald Green. “I don&#8217;t know how he did it, but he did it.&#8221;</p>
<p>Isaiah Anderson, another witness, said he used to drive a rig like the one in the wreck and said he knows what happened. He said the power takeoff switch that distributes, or cuts off, power to the hydraulic lift either malfunctioned or the driver forgot to turn it off.</p>
<p>&#8220;You go the engage and you got the disengage, so evidently it was engaged, but it was still up when he drove off [he] and probably wasn&#8217;t paying attention,&#8221; Anderson said.</p>
<p>The trailer was hauled away from the overhead beam at about 9 p.m. Tuesday.</p>
<p>The entire structure that holds the exit sign was expected to be removed Tuesday night and all lanes were expected to be reopened before the Wednesday morning rush hour, Houston police said.</p>
<p>The Houston Police Department Truck Enforcement division is investigating. The driver could be held responsible for the cost of repairs to the freeway</p>
<p>I just want to know how can you NOT know that your trailer is rising into the dump position,  having a CDL means that you must know your vehicle and be aware at all times&#8230;&#8230;&#8230;&#8230;.HUH didnt know it was rising&#8230;&#8230;.</p>
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