Archive for the ‘highway rebuilding’ Category

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Southern Poverty Law Center

August 26, 2017

After reading multiple websites and reading information on how the southern poverty law center came into being, I have come to the conclusion the real and true nature of the SPLC aka southern poverty law center real intentions are and what they do so as to keep the DNC and demcorats such as harry Reid and shummer and Nancy pelosi hands clean from contact but they are indirectly giving monies and blueprint on what to do each month.

The SPLC is the clearing house for information and directive control of the KKK, black lives matter movement, neo-nazis and the white supremacists by directing them where to demonstrate and to cause as much mayhem even violent acts to intimidate the elected GOP memebers in Congress. Every time the SPLC speak or issue a new map listing groups they disagree politically there is a demonstration planned knowing full well that violence will occur even some will be deadly expressly for that purpose at times.

Take Charlottesville as the most recent example of demonstrations and violence, first the person who filed the paperwork for the protest march is in fact one of the leaders that created the occupy Wall Street movement that failed. The ALT-right groups are actually groups created and funded by the SPLC and George Soros. The SPLC gives the groups their orders indirectly thru back channels.

The SPLC should be considered a home grown terrorist hate group because if you even disagree with any of their political views you are deemed full of hate and will be destroyed for not acknowledging that their way of thinking is the only what to think, any opposing views are not tolerated by the group. GuideStar what use too be a legit organization that listed charities that used most of the money they received for its purpose versus charities that had very high overhead costs.

The SPLC funnels money to the extremist groups so that they can continue to spread the hate of the left and the Democratic Party. It’s sad to note but nobody has taken the time to tie the SPLC to the attacks that the SPLC has sued and the number of cases they have won. It’s too convenient that to have such a nearly perfect case of winning suits in the manner they have goes against all probabilities. Yes the KKK did attack and burn down the original SPLC building but the coincidences to me are hard to ignore, since the SPLC pays the KKK and other extremist groups. These are just my opinions but somebody needs to investigate the real nature and purpose of the SPLC.

The SPLC does not allow opinions differing from theirs if you do you are a racist, a homophobe, misogynist, anything to intimidate a person to back down from their personal beliefs. I know that I will be attacked because of this post but what can they do, when they malign people and groups already for not accepting only their view of the world. Currently the SPLC is attacking President Trump for the pardon of former sheriff Arpiao of Arizona based on a falsehood they wish to perpetrate upon the American citizens.

First and foremost illegal immigrants do not have they same civil rights as American citizens and LEGAL immigrants have, illegal immigrants are granted the most basic rights which are to be treated fairly when arrested, and basic medical needs or food. ILLEGAL immigrants are not entitled to a free education, citizenship does not happen if you are born here unless one parent is already an American citizen, so there is no such thing as anchor babies to begin with, as the SPLC wants people to believe.

Checking a persons immigration status is not illegal to do, only when obama was in office, La Raza and the SPLC are assisting the Democratic Party in creating the next voting block of American citizens who in fact would really become 2nd class citizen with no opportunity to advance or get an education to help them achieve independence from govt handouts. The democrats see the ILLEGAL immigrants only purpose is to keep them in power politically.

The SPLC and La Raza put the rights of ILLEGALs higher than the civil rights of American citizens and LEGAL immigrants. If you are in America illegally then you only have basic rights and nothing more, American citizens and LEGAL immigrants have the same basic civil rights guaranteed in the U.S. Constitution where as ILLEGALs only have basic rights that are less than American civil rights.

I stated before it’s time someone really investigated the SPLC and its ties to the groups that protest and violently demonstrate. There are no conservative groups or individuals that give money to groups such as the KKK ever. The media should also be included in being investigated for helping assist the SPLC.

This post is just my opinion, but if someone wants to do the investigating, I say go for it one hundred percent.

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The Ryan Budget The Democrats HATE………

September 6, 2012
LIST OF BUDGET CUTS PAUL RYAN IS PROPOSING.. (WTF ) NO WONDER THE DEMS HATE HIM.

READ TO THE END… IT TOOK MY BREATH AWAY…..

A List of Republican Budget Cuts

Notice S.S. and the military are NOT on this list.
These are all the programs that the new Republican House has proposed cutting. Read to the end.

* Corporation for Public Broadcasting Subsidy — $445 million annual savings.
* Save America ‘s Treasures Program — $25 million annual savings.
* International Fund for Ireland — $17 million annual savings.
* Legal Services Corporation — $420 million annual savings.
* National Endowment for the Arts — $167.5 million annual savings.
* National Endowment for the Humanities — $167.5 million annual savings.
* Hope VI Program — $250 million annual savings.
* Amtrak Subsidies — $1.565 billion annual savings.
* Eliminate duplicating education programs — H.R. 2274 (in last Congress), authored by Rep. McKeon, eliminates 68 at a savings of $1.3 billion annually.
* U.S. Trade Development Agency — $55 million annual savings.
* Woodrow Wilson Center Subsidy — $20 million annual savings.
* Cut in half funding for congressional printing and binding — $47 million annual savings.
* John C. Stennis Center Subsidy — $430,000 annual savings.
* Community Development Fund — $4.5 billion annual savings.
* Heritage Area Grants and Statutory Aid — $24 million annual savings.
* Cut Federal Travel Budget in Half — $7.5 billion annual savings
* Trim Federal Vehicle Budget by 20% — $600 million annual savings.
* Essential Air Service — $150 million annual savings.
* Technology Innovation Program — $70 million annual savings.
* Manufacturing Extension Partnership (MEP) Program — $125 million annual savings..
* Department of Energy Grants to States for Weatherization — $530 million annual savings.
* Beach Replenishment — $95 million annual savings.
* New Starts Transit — $2 billion annual savings.
·       Exchange Programs for Alaska Natives, Native Hawaiians, and Their Historical Trading Partners in Massachusetts — $9 million annual savings
* Intercity and High Speed Rail Grants — $2.5 billion annual savings.
* Title X Family Planning — $318 million annual savings.
* Appalachian Regional Commission — $76 million annual savings.
* Economic Development Administration — $293 million annual savings.
* Programs under the National and Community Services Act — $1.15 billion annual savings.
* Applied Research at Department of Energy — $1.27 billion annual savings.
* Freedom CAR and Fuel Partnership — $200 million annual savings..
* Energy Star Program — $52 million annual savings.
*Economic Assistance to Egypt — $250 million annually.
* U.S.Agency for International Development — $1.39 billion annual savings.
* General Assistance to District of Columbia — $210 million annual savings.
* Subsidy for Washington Metropolitan Area Transit Authority — $150 million annual savings.
*Presidential Campaign Fund — $775 million savings over ten years.* No funding for federal office space acquisition — $864 million annual savings.
* End prohibitions on competitive sourcing of government services.
* Repeal the Davis-Bacon Act — More than $1 billion annually.
* IRS Direct Deposit: Require the IRS to deposit fees for some services it offers (such as processing payment plans for taxpayers) to the Treasury, instead of allowing it to remain as part of its budget — $1.8 billion savings over ten years.
*Require collection of unpaid taxes by federal employees — $1 billion total savings.WHAT THE HELL IS THIS ABOUT?
* Prohibit taxpayer funded union activities by federal employees — $1.2 billion savings over ten years.
* Sell excess federal properties the government does not make use of — $15 billion total savings.
*Eliminate death gratuity for Members of Congress.WHAT???
* Eliminate Mohair Subsidies — $1 million annual savings.
*Eliminate taxpayer subsidies to the United Nations Intergovernmental Panel on Climate Change — $12.5 million annual savings  WELL ISN’T THAT SPECIAL
* Eliminate Market Access Program — $200 million annual savings.
* USDA Sugar Program — $14 million annual savings.
* Subsidy to Organization for Economic Co-operation and Development (OECD) — $93 million annual savings.
* Eliminate the National Organic Certification Cost-Share Program — $56.2 million annual savings.
*Eliminate fund for Obamacare administrative costs– $900 million savings.
* Ready to Learn TV Program — $27 million savings..
* HUD Ph.D. Program.
* Deficit Reduction Check-Off Act.
*TOTAL SAVINGS: $2.5 Trillion over Ten Years

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The Real Truth Is Exposed About The Housing Bubble!!!!

November 5, 2011

This ties the C.R.A. bill signed into law in 1976, bill clintons secret commission that found their

findings on false information and used the findings as a loaded gun to the banking, savings and loans

and the mortgage companies.  It is these two actions that created and caused the abuses and the

economy that we have today, it can be laid at the feet of the Democrats and obama is taking it even

more to the left of the left…………

Smoking-Gun Document Ties Policy To Housing Crisis

By PAUL SPERRY, FOR INVESTOR’S BUSINESS DAILY Posted 10/31/2011 08:05 AM ET

 View Enlarged Image

President Obama says the Occupy Wall Street protests show a “broad-based frustration” among Americans with the financial sector, which continues to kick against regulatory reforms three years after the financial crisis.

“You’re seeing some of the same folks who acted irresponsibly trying to fight efforts to crack down on the abusive practices that got us into this in the first place,” he complained earlier this month.

But what if government encouraged, even invented, those “abusive practices”?

Rewind to 1994. That year, the federal government declared war on an enemy — the racist lender — who officials claimed was to blame for differences in homeownership rate, and launched what would prove the costliest social crusade in U.S. history.

At President Clinton’s direction, no fewer than 10 federal agencies issued a chilling ultimatum to banks and mortgage lenders to ease credit for lower-income minorities or face investigations for lending discrimination and suffer the related adverse publicity. They also were threatened with denial of access to the all-important secondary mortgage market and stiff fines, along with other penalties.

Bubble? Regulators Blew It

The threat was codified in a 20-page “Policy Statement on Discrimination in Lending” and entered into the Federal Register on April 15, 1994, by the Interagency Task Force on Fair Lending. Clinton set up the little-known body to coordinate an unprecedented crackdown on alleged bank redlining.

The edict — completely overlooked by the Financial Crisis Inquiry Commission and the mainstream media — was signed by then-HUD Secretary Henry Cisneros, Attorney General Janet Reno, Comptroller of the Currency Eugene Ludwig and Federal Reserve Chairman Alan Greenspan, along with the heads of six other financial regulatory agencies.

“The agencies will not tolerate lending discrimination in any form,” the document warned financial institutions.

Ludwig at the time stated the ruling would be used by the agen cies as a fair-lending enforcement “tool,” and would apply to “all lenders” — including banks and thrifts, credit unions, mortgage brokers and finance companies.

The unusual full-court press was predicated on a Boston Fed study showing mortgage lenders rejecting blacks and Hispanics in greater proportion than whites. The author of the 1992 study, hired by the Clinton White House, claimed it was racial “discrimination.” But it was simply good underwriting.

It took private analysts, as well as at least one FDIC economist, little time to determine the Boston Fed study was terminally flawed. In addition to finding embarrassing mistakes in the data, they concluded that more relevant measures of a borrower’s credit history — such as past delinquencies and whether the borrower met lenders credit standards — explained the gap in lending between whites and blacks, who on average had poorer credit and higher defaults.

The study did not take into account a host of other relevant data factoring into denials, including applicants’ net worth, debt burden and employment record. Other variables, such as the size of down payments and the amount of the loans sought to the value of the property being bought, also were left out of the analysis. It also failed to consider whether the borrower submitted information that could not be verified, the presence of a cosigner and even the loan amount.

When these missing data were factored in, it became clear that the rejection rates were based on legitimate business decisions, not racism.

Still, the study was used to support a wholesale abandonment of traditional underwriting standards — the root cause of the mortgage crisis.

For the first time, Washington’s bank regulators put racial lending at the top of their checklist. Banks that failed to throw open their lending windows to credit-poor minorities were denied expansion plans by the Fed in an era of frenzied financial mergers and acquisitions. HUD threatened to deny them access to Fannie Mae and Freddie Mac, which it controlled. And the Justice Department sued them for lending discrimination and branded them as racists in the press.

“HUD is authorized to direct Fannie Mae and Freddie Mac to undertake various remedial actions, including suspension, probation, reprimand or settlement, against lenders found to have engaged in discriminatory lending practices,” the official policy statement warned.

The regulatory missive, which had the effect of law, advised lenders to bend “customary” underwriting standards for minority homebuyers with poor credit.

“Applying different lending standards to applicants who are members of a protected class is permissible,” it said. “In addition, providing different treatment to applicants to address past discrimination would be permissible.”

To that end, lenders were directed to “make changes in marketing strategy or loan products to better serve minority segments of the market.” They were also advised to “change commission structures” to encourage brokers and loan officers to “lend in minority and low-income neighborhoods” — a practice Countrywide Financial, the poster boy of the subprime scandal, perfected. The government now condemns the practice it once encouraged as “predatory.”

FDIC warned banks that even unintentional discrimination was against the law, and that they should be proactive in making “multicultural” loans. “An ounce of prevention is worth a pound of cure,” the agency said in a separate advisory.

Confronted with the combined force of 10 federal regulators, lenders naturally toed the line, and were soon aggressively marketing subprime mortgages in urban areas. The marching orders threw such a scare into the industry that the American Bankers Association issued a “fair-lending tool kit” to every member. The Mortgage Bankers Association of America signed a “fair-lending” contract with HUD. So did Countrywide.

HUD also pushed Fannie and Freddie, which in effect set industry underwriting standards, to buy subprime mortgages, freeing lenders to originate even more high-risk loans.

“Lenders should ensure that their loan processors and underwriters are aware of the provisions of the secondary market guidelines that provide various alternative and flexible means by which applicants may demonstrate their ability and willingness to repay their loans,” the policy statement decreed.

“Fannie Mae and Freddie Mac not infrequently purchase mortgages exceeding the suggested ratios” of monthly housing expense to income (28%) and total obligations to income (36%).

It warned lenders who rejected minority applicants with high debt ratios and low credit scores to “be prepared” to prove to federal regulators and prosecutors they weren’t racist. “The Department of Justice is authorized to use the full range of its enforcement authority.”

It took a little more than a decade for the negative effects of the assault on prudent lending to be felt. By 2006, the shaky subprime mortgages began to default. In 2008, the bubble exploded.

Clinton’s task force survived the Bush administration, during which it produced fair-lending brochures in Spanish for immigrant home-loan applicants.

And it’s still alive today. Obama is building on the fair-lending infrastructure Clinton put in place.

As IBD first reported in July, Attorney General Eric Holder has launched a witch hunt vs. “racist” banks.

“It’s a more aggressive fair-lending enforcement approach now,” said Washington lawyer Andrew Sandler of Buckley Sandler LLP in a recent interview. “It is well beyond anything we saw during the Clinton administration.”

Tom Perez, assistant attorney general for civil rights, recently testified that his division “continues to participate in the federal Interagency Fair Lending Task Force.” And he and the task force are working with the newly created Consumer Financial Protection Bureau to “enhance fair-lending enforcement.”

The fair-lending task force’s original policy paper undercuts the notion the financial crisis was all about banker “greed,” though it certainly played a role after the fact. Rather, it offers compelling evidence that the crisis evolved chiefly from government mandates and threats to increase lending to applicants who could not afford them.

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REP. OBERSTAR CONTINUES TO ENRICH HIMSELF!!

August 12, 2007

Mr. Oberstar continues to steal from the American taxpayers to enrich himself by taxing, do you see him or his Democratic party offering to cut their pay, or to actually do work other than find ways and senseless reason to gouge the american taxpayer. Mr. Oberstar’s immediate response to the bridge collapsing is to raise the gas tax, to fund the repairs of the roads and bridges but it would then be turned to other forms of transit and not for the roads or bridges.

Mr Oberstar looks like he is not suffering with his many years at the trough of the taxpayers back pocket. He will not consider cutting his own pay or cutting needless and senseless govt. spending instead he wishes along with the other democrats in his party to take away our rights and freedoms.

Isn’t it time for Mr. Oberstar to find a real job instead of living on the backs of the American taxpayer. He hasn’t had a real job in over 30 years, his main goal in life is to live in the life of luxury by taxing Americans so that he can live his life of comfort.

I would have given applause to him had he stated that until all roads and bridges in the United States were back up to safe standards, that he will propose a bill to cut all house members pay by 15 percent to help pay for the repair efforts, and that he will propose that the house cut their extravagant retirement benefits and take social security just like the average American taxpayer when they retire.

Mr. Oberstar’s real goal in congress is to remake the United States into a western form of Europe.

Mr. Oberstar please go out and get a real private job that doesn’t include living off the American taxpayer, its time you stop stealing the taxpayers monies and misspending it needlessly.

The conditions of the roadways and bridges can be laid squarely at feet of the Democrats in congress both the house and senate, for their failure to spend the taxpayers money the way it should be spent and not on earmarks and pork barrel spending. How many kickbacks is Mr. Oberstar receiving for all his time in congress. Mr. Oberstar please leave congress you do us all a disservice by staying in congress, you are a cancer on the American society please stop taking away our rights and freedoms.

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DEATH ON THE HIGHWAY

August 8, 2007

In Minnesota, courtesy of the democrats control of the legislature up in Minnesota have spent the monies that by law have been dedicated to the maintenance of the roads and bridges but have spent it on things that do not improve the lives of all Minnesotans but just a select few individuals. The Democrats in Minnesota have misspent millions of taxpayers dollars on things not needed, so the justice dept. should look at how the democrats in Minnesota have spent the tax payers monies. but the Minnesota attorney general will not investigate them because she is in their back pocket. look at the lack of funding for the roads in Minnesota, and how they have tried to social re-engineer people who live in Minnesota. by having them take mass transit when it doesn’t work in Minnesota. The democrats spent 1 billion on a light rail system that is a complete failure, its only used for sporting events and barely used by people going to work in mpls, out to the mall of America.

the democrats in Minnesota have never had the safety for the citizens up there unless it was to line their pockets.