Archive for the ‘infrastructure’ Category

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The Forgotten Citizen

September 11, 2017

This is in deep gratitude to Sean Hannity and his talking about the forgotten man in this past election.

The Forgotten Citizen
I am the forgotten citizen, who out of total frustration helped elect Donald J Trump as President. The forgotten citizen rose up en-mass out of frustration with the elites trying to shove a candidate down our throat even if we did not want that person.

The forgotten citizen spoke with a resounding NO, to Hillary Clinton who felt that the presidency was her birthright. even with her breaking federal laws, lying and even cheating her way to the DNC presidential nomination because she would have lost being in an honest and fair electoral fight.

As the forgotten citizen we elect those who claims to serve each citizen of each state they were elected from be it the house or the senate. whats sad is they serve the huge donors who tell them how to think and vote on legislation as long as it benefits the donors and not the American citizens as it should be. far to long have we listened and watched politician after politician proclaim what they will do for the citizens they wish to represent.

Time after time these so called honest politicians go to Washington D.C. go and pass legislation that digs deeper into each hard working American citizen. the establish new programs and entitlements that are so suppose to be safety nets for the hard working American citizens but due to regulations and guidelines the majority of American citizens never qualify for the assistance by making to much. The elected democrats fall over themselves handing out these so called benefits for American citizens to Illegal Immigrants and if anyone opposes them, they immediately go on the attack calling anyone that disagrees racist and homophobes, misogynists, white supremacists, neo-nazis.

The forgotten American citizen lost his health insurance just so that 11 million illegals would be provided with free health care, that the American Citizens pay for with higher payroll taxes and other income taxes.

The forgotten American Citizen is getting tired of every single person being classified and sorted into groups so that a political party can tease and appease them for their own political benefit. The Forgotten American Citizen is tired of all of it. As the Forgotten American citizen we do not care if you are gay that is your issue not ours, we do not care if you are black, latino, or any other race. As The Forgotten Citizen we see everyone as an American Citizen first why tear this country apart as classified groups.

The Forgotten Citizen is going to help the President drain the swamp by electing those who wish to serve the citizens of this nations and the states they are elected from instead of serving the K Street donors. we have access to how each congressional house member voted, and how each senate member voted as well.

A warning to the house and senate, the Forgotten American Citizen is watching your every vote, you went to Washington D.C. to serve not get rich off the backs of hard working American Citizens. For far to long that is what has happened once they are elected not all but quite a few have become millionaires just selecting one house member will give proof, House member Maxine Waters her personal wealth was less than 35 grand, in 2016 close to 2 million dollars.

The Forgotten American Citizen will be watching how each house member and senate member votes to advance Trumps Agenda, next year the swamp in the house will be drained.

Signed this day, 09/11/2017
The Forgotten American Citizen….

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California

May 1, 2016

I am not surprised that the media is all agog in regards to the illegals rioting in Costa Mesa all because Donald Trump went to speak and exercise his right to freedom of speech.  Because the illegals disagree with his speeches they have the right to riot and destroy public and private property in Costa Mesa.

Freedom of speech is for everyone as long as you are a progressive, liberal, democrat, socialist, and or illegals.  If you are a conservative in anyway form or fashion your right of free speech or the right to gather or assemble for meetings and or conventions of any kind that is never to be tolerated.  Proof is in the media and they are glorifying the rioting and blaming trump for his speeches, for the cause of the riots.

If a republican or conservative disagrees with a democrat, liberal and or progressive they are considered to racist, homophobic, religion hating, and gender hating.  If a conservative disagrees with Obama regarding his politics that person is considered 100% racist.

I do not feel that a person breaking our nations laws by entering this nation illegally should not be rewarded and we need to get rid of the notion that if you are an illegal and your baby is born an American citizen, that was already decided by the Supreme Court that citizenship is passed onto your children only if one or both parents are already citizens of the United States.

The illegals should be arrested for making threats against legal citizens and legal immigrants who wish to have legal political rallies that the illegals disagree with so they have threatened to use violent demonstrations and rioting to disrupt all and any rallies for Donald Trump.  What’s fascinating is you do not see republican or conservative to even libertarians using violence at any Hillary or Bernie political rallies.

Hillary and Bernie are both accomplices to those who are using violence and riots because they disagree with what Trump is saying in his political speeches.  So if you disagree with Trump it is okay to destroy both public and private property because you do not hear or see either Hillary or Bernie asking their followers to stop the rioting it’s more of a wink and nod to those who riot.

Just because Trump is making speeches that people disagree with that does not give them the right to riot in the first place.  Demonstrate peacefully to get your point across, is more effective than rioting, Dr. Martin Luther King had the right approach. Demonstrate peacefully and let the other side commit the violence, during the civil rights marches you had the democrats fighting back with the police and national guard against peaceful demonstrators.  Dr. Martin Luther King had all peace marchers sign pledge cards not to respond with violence no matter what happens.

It’s time for those that are here illegally to go home demonstrate against their own governments, instead of demanding the right to vote and live in a country where they are living illegally.

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E.E.O.C.

April 28, 2016

It is time for the EEOC to take the leap forward that the democrats have been complaining about for the past 100 years about equality in the work place.  It is time for the EEOC to do away with quotas in every way and form and function.

The EEOC can do something totally mind boggling that would make every liberal head spin by requiring all employers public and private by redoing the employment process that is currently used for one thing called quotas in the work place.

Its time to end the use of full names required on applications or resumes and require last names only.  It’s time to get rid of gender identity identification on applications.  It’s time to rid the application process of race related identification as well.

its time that applications should have at the top of every.  Application the following statement: The best qualified applicant will be selected for the job posted.

The application and resume should only have the following: first initial and last name only, instead of full name which will identify the applicants gender.

Remove the gender identity boxes

Remove race identifying on the application.

Remove age as well unless it is a job requirement of OSHA

Using the new system would require the employers to select which applicatants based on the qualifications in the resume and interview accordingly and have no preset notions of each applicant.

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Lies The Media & Democrats Say

March 22, 2016

I have been watching the media and the democrats say whatever they can to

belittle Trump. History is against them because they do not want the facts to be

known about the illegal deportations done by Presidents Hoover, Truman and Eisenhower

and President Carter banning Muslims from Iran and other Arabic nations. Eisenhower’s

Operation Wetback, Hoover encouraged the local govt and states do the deporting and

even encouraged them. Under Truman the federal govt rounded up over 500,000 and the

3.2 million left America because of Truman’s deportation program. Between 1939 to 1959

just under 6 million illegals were deported. In the 1970’s Carter and the democratic

controlled Congress passed a bill that Carter signed into law banning/barring Muslims

entrance into America, the law stated Iranians but customs officials were told bar all

Muslims entrance into America.  Clinton’s program operation gatekeeper and the miles

built as well.

In 2006 Congress had set aside 2.5 billion to build the wall, but the democrats and the

media has lied and used racism and discrimination accusations to keep the wall from

being built.

If Trump wins the Presidency, all it will take is rounding up about a million illegals and the

rest will return on their own just like they did under Hoover,Truman, and Eisenhower.

To talk about racism people should look at the states that have been run into the ground

by the democrats and even the Cities run by the democrats as well.  The latest is Flint,

Michigan and its water problem, it was designed to fail from the start if you look at the

substandard materials and water pipes. Then you have the mayor of Baltimore telling

people that they can riot in a certain area and no arrests will happen, only thing that the

mayor forgot to notice that all the businesses that were in that area that was set aside for

the riot. the riot caused 20 million dollars in damages, FEMA denied the business owners

any types of monies from the riot that was implicitly approved by the mayor of Baltimore.

The mayors immediate response was to ask for more federal govt programs and increasing

the taxes, instead she should have said lets lower the taxes, cut the red tape so that

businesses can expand and that would mean jobs being created. There are over 100 federal

jobs training programs and state and local programs as well, instead of allowing

businesses the opportunity to create jobs the city stifles job creation by the private

sector.  Talking about freedom of speech and the right to assemble is being strangled by

the anti-Trump protesters the latest is at the AIPAC in Washington D.C. by assaulting the

speech attendees that are Jewish with NAZI symbols and symbolism.  A young latina

business owner has been getting terrorist like messages for her decision to support

Trump, because of her right of free speech is being impacted severely by people who

disagree with Trump. The people who follow or support Hillary or Bernie and are

indirectly paid by George Soros, to be physical and attempt to disrupt Trump at any

Rallies that are for his Presidential run. If Trump was running on the Democratic ticket

the media and the current anti-Trump protestors would be holding love-ins for Trump.

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ObamaCare The Law That Is Racist

October 13, 2013

I woke up sometime during the night because mother nature has deemed me old enough to have a time clock alarm in my bladder thank you mother nature.

The title says it all and I wrote down what it means and by federal law this program must end……….

The Affordable Patient Health Care Act aka obamacare comes right to the point of being racist and discriminatory in the same breath first time that congress has allowed and even voted on a bill that lets the federal govt to use discrimination and be racist legally at the same time.

This law discriminates against you because of your age!

This law discriminates against you because of your sexual preference!

This law discriminates against you based on your skin color!

This law discriminates against you because of your gender as well!

This law discriminates against you if you are not muslim!

This Law also discriminates against couples who are married………..

talking about racism this law was written and aimed at illegals to begin with because the democratic party needs a new group to enslave and they will be worshiped for it.

If you are an American Citizen already you are punished by the law….

Exceptions to this are in you are black, gay, lesbian, perpetual pro amnesty, muslim, pro baby death (planned parenthood actually admitted they are for this), if you are getting govt subsidies and are willing to live according to the rules that the federal govt sets forth for you to live on govt handouts then you will not be punished by the law.

Soon this law will encumber if a person will be selected by the govt to go onto a college education provided by the state, The U.K. is a great example of how the govt selects who gets into college.

Prove me wrong with verifiable proof that obamacare is not based on racism and discriminatory acts built into the law by the democratic party

This law also does what the democrats have been trying to do by re-enslaving the very people who were freed by President Abraham Lincoln, plus it shreds the constitution by letting the HHS Dept do what

they have been unable to do and that is bypass the constitution and the rule of law………….

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The Ryan Budget The Democrats HATE………

September 6, 2012
LIST OF BUDGET CUTS PAUL RYAN IS PROPOSING.. (WTF ) NO WONDER THE DEMS HATE HIM.

READ TO THE END… IT TOOK MY BREATH AWAY…..

A List of Republican Budget Cuts

Notice S.S. and the military are NOT on this list.
These are all the programs that the new Republican House has proposed cutting. Read to the end.

* Corporation for Public Broadcasting Subsidy — $445 million annual savings.
* Save America ‘s Treasures Program — $25 million annual savings.
* International Fund for Ireland — $17 million annual savings.
* Legal Services Corporation — $420 million annual savings.
* National Endowment for the Arts — $167.5 million annual savings.
* National Endowment for the Humanities — $167.5 million annual savings.
* Hope VI Program — $250 million annual savings.
* Amtrak Subsidies — $1.565 billion annual savings.
* Eliminate duplicating education programs — H.R. 2274 (in last Congress), authored by Rep. McKeon, eliminates 68 at a savings of $1.3 billion annually.
* U.S. Trade Development Agency — $55 million annual savings.
* Woodrow Wilson Center Subsidy — $20 million annual savings.
* Cut in half funding for congressional printing and binding — $47 million annual savings.
* John C. Stennis Center Subsidy — $430,000 annual savings.
* Community Development Fund — $4.5 billion annual savings.
* Heritage Area Grants and Statutory Aid — $24 million annual savings.
* Cut Federal Travel Budget in Half — $7.5 billion annual savings
* Trim Federal Vehicle Budget by 20% — $600 million annual savings.
* Essential Air Service — $150 million annual savings.
* Technology Innovation Program — $70 million annual savings.
* Manufacturing Extension Partnership (MEP) Program — $125 million annual savings..
* Department of Energy Grants to States for Weatherization — $530 million annual savings.
* Beach Replenishment — $95 million annual savings.
* New Starts Transit — $2 billion annual savings.
·       Exchange Programs for Alaska Natives, Native Hawaiians, and Their Historical Trading Partners in Massachusetts — $9 million annual savings
* Intercity and High Speed Rail Grants — $2.5 billion annual savings.
* Title X Family Planning — $318 million annual savings.
* Appalachian Regional Commission — $76 million annual savings.
* Economic Development Administration — $293 million annual savings.
* Programs under the National and Community Services Act — $1.15 billion annual savings.
* Applied Research at Department of Energy — $1.27 billion annual savings.
* Freedom CAR and Fuel Partnership — $200 million annual savings..
* Energy Star Program — $52 million annual savings.
*Economic Assistance to Egypt — $250 million annually.
* U.S.Agency for International Development — $1.39 billion annual savings.
* General Assistance to District of Columbia — $210 million annual savings.
* Subsidy for Washington Metropolitan Area Transit Authority — $150 million annual savings.
*Presidential Campaign Fund — $775 million savings over ten years.* No funding for federal office space acquisition — $864 million annual savings.
* End prohibitions on competitive sourcing of government services.
* Repeal the Davis-Bacon Act — More than $1 billion annually.
* IRS Direct Deposit: Require the IRS to deposit fees for some services it offers (such as processing payment plans for taxpayers) to the Treasury, instead of allowing it to remain as part of its budget — $1.8 billion savings over ten years.
*Require collection of unpaid taxes by federal employees — $1 billion total savings.WHAT THE HELL IS THIS ABOUT?
* Prohibit taxpayer funded union activities by federal employees — $1.2 billion savings over ten years.
* Sell excess federal properties the government does not make use of — $15 billion total savings.
*Eliminate death gratuity for Members of Congress.WHAT???
* Eliminate Mohair Subsidies — $1 million annual savings.
*Eliminate taxpayer subsidies to the United Nations Intergovernmental Panel on Climate Change — $12.5 million annual savings  WELL ISN’T THAT SPECIAL
* Eliminate Market Access Program — $200 million annual savings.
* USDA Sugar Program — $14 million annual savings.
* Subsidy to Organization for Economic Co-operation and Development (OECD) — $93 million annual savings.
* Eliminate the National Organic Certification Cost-Share Program — $56.2 million annual savings.
*Eliminate fund for Obamacare administrative costs– $900 million savings.
* Ready to Learn TV Program — $27 million savings..
* HUD Ph.D. Program.
* Deficit Reduction Check-Off Act.
*TOTAL SAVINGS: $2.5 Trillion over Ten Years

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The Real Truth Is Exposed About The Housing Bubble!!!!

November 5, 2011

This ties the C.R.A. bill signed into law in 1976, bill clintons secret commission that found their

findings on false information and used the findings as a loaded gun to the banking, savings and loans

and the mortgage companies.  It is these two actions that created and caused the abuses and the

economy that we have today, it can be laid at the feet of the Democrats and obama is taking it even

more to the left of the left…………

Smoking-Gun Document Ties Policy To Housing Crisis

By PAUL SPERRY, FOR INVESTOR’S BUSINESS DAILY Posted 10/31/2011 08:05 AM ET

 View Enlarged Image

President Obama says the Occupy Wall Street protests show a “broad-based frustration” among Americans with the financial sector, which continues to kick against regulatory reforms three years after the financial crisis.

“You’re seeing some of the same folks who acted irresponsibly trying to fight efforts to crack down on the abusive practices that got us into this in the first place,” he complained earlier this month.

But what if government encouraged, even invented, those “abusive practices”?

Rewind to 1994. That year, the federal government declared war on an enemy — the racist lender — who officials claimed was to blame for differences in homeownership rate, and launched what would prove the costliest social crusade in U.S. history.

At President Clinton’s direction, no fewer than 10 federal agencies issued a chilling ultimatum to banks and mortgage lenders to ease credit for lower-income minorities or face investigations for lending discrimination and suffer the related adverse publicity. They also were threatened with denial of access to the all-important secondary mortgage market and stiff fines, along with other penalties.

Bubble? Regulators Blew It

The threat was codified in a 20-page “Policy Statement on Discrimination in Lending” and entered into the Federal Register on April 15, 1994, by the Interagency Task Force on Fair Lending. Clinton set up the little-known body to coordinate an unprecedented crackdown on alleged bank redlining.

The edict — completely overlooked by the Financial Crisis Inquiry Commission and the mainstream media — was signed by then-HUD Secretary Henry Cisneros, Attorney General Janet Reno, Comptroller of the Currency Eugene Ludwig and Federal Reserve Chairman Alan Greenspan, along with the heads of six other financial regulatory agencies.

“The agencies will not tolerate lending discrimination in any form,” the document warned financial institutions.

Ludwig at the time stated the ruling would be used by the agen cies as a fair-lending enforcement “tool,” and would apply to “all lenders” — including banks and thrifts, credit unions, mortgage brokers and finance companies.

The unusual full-court press was predicated on a Boston Fed study showing mortgage lenders rejecting blacks and Hispanics in greater proportion than whites. The author of the 1992 study, hired by the Clinton White House, claimed it was racial “discrimination.” But it was simply good underwriting.

It took private analysts, as well as at least one FDIC economist, little time to determine the Boston Fed study was terminally flawed. In addition to finding embarrassing mistakes in the data, they concluded that more relevant measures of a borrower’s credit history — such as past delinquencies and whether the borrower met lenders credit standards — explained the gap in lending between whites and blacks, who on average had poorer credit and higher defaults.

The study did not take into account a host of other relevant data factoring into denials, including applicants’ net worth, debt burden and employment record. Other variables, such as the size of down payments and the amount of the loans sought to the value of the property being bought, also were left out of the analysis. It also failed to consider whether the borrower submitted information that could not be verified, the presence of a cosigner and even the loan amount.

When these missing data were factored in, it became clear that the rejection rates were based on legitimate business decisions, not racism.

Still, the study was used to support a wholesale abandonment of traditional underwriting standards — the root cause of the mortgage crisis.

For the first time, Washington’s bank regulators put racial lending at the top of their checklist. Banks that failed to throw open their lending windows to credit-poor minorities were denied expansion plans by the Fed in an era of frenzied financial mergers and acquisitions. HUD threatened to deny them access to Fannie Mae and Freddie Mac, which it controlled. And the Justice Department sued them for lending discrimination and branded them as racists in the press.

“HUD is authorized to direct Fannie Mae and Freddie Mac to undertake various remedial actions, including suspension, probation, reprimand or settlement, against lenders found to have engaged in discriminatory lending practices,” the official policy statement warned.

The regulatory missive, which had the effect of law, advised lenders to bend “customary” underwriting standards for minority homebuyers with poor credit.

“Applying different lending standards to applicants who are members of a protected class is permissible,” it said. “In addition, providing different treatment to applicants to address past discrimination would be permissible.”

To that end, lenders were directed to “make changes in marketing strategy or loan products to better serve minority segments of the market.” They were also advised to “change commission structures” to encourage brokers and loan officers to “lend in minority and low-income neighborhoods” — a practice Countrywide Financial, the poster boy of the subprime scandal, perfected. The government now condemns the practice it once encouraged as “predatory.”

FDIC warned banks that even unintentional discrimination was against the law, and that they should be proactive in making “multicultural” loans. “An ounce of prevention is worth a pound of cure,” the agency said in a separate advisory.

Confronted with the combined force of 10 federal regulators, lenders naturally toed the line, and were soon aggressively marketing subprime mortgages in urban areas. The marching orders threw such a scare into the industry that the American Bankers Association issued a “fair-lending tool kit” to every member. The Mortgage Bankers Association of America signed a “fair-lending” contract with HUD. So did Countrywide.

HUD also pushed Fannie and Freddie, which in effect set industry underwriting standards, to buy subprime mortgages, freeing lenders to originate even more high-risk loans.

“Lenders should ensure that their loan processors and underwriters are aware of the provisions of the secondary market guidelines that provide various alternative and flexible means by which applicants may demonstrate their ability and willingness to repay their loans,” the policy statement decreed.

“Fannie Mae and Freddie Mac not infrequently purchase mortgages exceeding the suggested ratios” of monthly housing expense to income (28%) and total obligations to income (36%).

It warned lenders who rejected minority applicants with high debt ratios and low credit scores to “be prepared” to prove to federal regulators and prosecutors they weren’t racist. “The Department of Justice is authorized to use the full range of its enforcement authority.”

It took a little more than a decade for the negative effects of the assault on prudent lending to be felt. By 2006, the shaky subprime mortgages began to default. In 2008, the bubble exploded.

Clinton’s task force survived the Bush administration, during which it produced fair-lending brochures in Spanish for immigrant home-loan applicants.

And it’s still alive today. Obama is building on the fair-lending infrastructure Clinton put in place.

As IBD first reported in July, Attorney General Eric Holder has launched a witch hunt vs. “racist” banks.

“It’s a more aggressive fair-lending enforcement approach now,” said Washington lawyer Andrew Sandler of Buckley Sandler LLP in a recent interview. “It is well beyond anything we saw during the Clinton administration.”

Tom Perez, assistant attorney general for civil rights, recently testified that his division “continues to participate in the federal Interagency Fair Lending Task Force.” And he and the task force are working with the newly created Consumer Financial Protection Bureau to “enhance fair-lending enforcement.”

The fair-lending task force’s original policy paper undercuts the notion the financial crisis was all about banker “greed,” though it certainly played a role after the fact. Rather, it offers compelling evidence that the crisis evolved chiefly from government mandates and threats to increase lending to applicants who could not afford them.